Benefits at a glance. What we offer our team:
We offer five different medical insurance plans, including plans where CIR pays all of the premium in addition to the entire deductible for you via a Health Savings Account (HSA) for your spouse/domestic partner, and children, leaving our employees paying zero for some of our plans.
Medical Insurance Plan Options:
- Kaiser high deductible + HSA (employer-paid premium, no premium cost to the employee)
- Aetna HDHP + HSA (employer-paid premium, no premium cost to the employee)
- Kaiser HMO (you may incur a premium based upon your dependent selection)
- Aetna PPO 750-90% (you may incur a premium based upon your dependent selection)
- Aetna 0-100% 20-40 (your premium will vary based upon your dependent selection)
CIR pays the premiums for you, your spouse/domestic partner, and children for Dental (through Guardian) and Vision (through VSP), ensuring you have no premium cost.
We provide the following employer-paid insurance:
- Basic Life and Accidental Death & Dismemberment insurance
- Long-term disability insurance
We also offer:
- “Help Me Choose”: benefits decision support
- Employee Assistance Program (EAP)
- LifeMart discounts
- As a nonprofit, we qualify for the Public Service Loan Forgiveness (PSLF) program
We offer the following voluntary coverage you can add:
- Flexible Spending Account (FSA): CIR pays $200 a year
- Dependent Care FSA
- Accident Insurance, Hospital Indemnity, and Critical Illness Insurance
- Life and Accidental Death & Dismemberment benefits
- Short-term disability
- 401(k)
- Legal benefits
- Commuter benefits (transit and parking)
- Pet Wellness plans for cats and dogs